FFM Finance

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FFM Finance - CCTV Control room

CCTV Control room funded by lease agreement

FFM Finance Options.

So you want to invest in a nice new security system or upgrade your fire alarm? but don’t have a lump sum available? FFM have been asked by several clients if they can spread the costs of  their installations for newly installed fire alarms, security system or CCTV equipment as they have found themselves in this position. On the strength of these opportunities we can now offer an FFM Finance package which will help spread the cost of the new security system or alarm system over a period of years enabling the client to hold on to larger lump sums for working capital or reinvestment into other areas of the business. 

With the improving economy companies are looking to expand with expansion comes increased costs. FFM surveyed a number of businesses about what they wanted in an Facility Management company, one of the results was to be able to spread the costs of associated increases ie building upgrades, security upgrades, alarm upgrades and integration.

How does an FFM Finance lease or capital lease work? It is a commercial arrangement where by;

  • The lessee (customer or borrower) will select an asset (generally equipment, vehicle or software).
  • The lessor (finance company) will purchase that asset.
  • The lessee will have use of that asset during the lease.
  • The lessee will pay a series of rentals or installments for the use of that asset.
  • The lessor will recover a large part or all of the cost of the asset plus earn interest from the rentals paid by the lessee.
  • The lessee has the option to acquire ownership of the asset (e.g. paying the last rental, or bargain option purchase price).

The finance company is the legal owner of the asset during duration of the lease.

However the lessee has control over the asset providing them the benefits and risks of (economic) ownership.

The credit history of the company will dictate repayments so for those companies thinking about costs below are some guides for Asset Finance,

£10K x 36 months on a 1 + 35 basis
Best £322 pm Worst £414 pm

£25K x 36 months on a 1 +35 basis
Best £805 pm Worst £1025 pm

These are only indications of possible repayments and in no way forms any offer.

Any proposal is subject to satisfactory credit searches provision of full financial information pass a full underwriting process with the lender Personal Guarantees MAY be required.

Should you require a personalised quotation please complete the contact FFM Finance form, HERE.

On top of this, income tax and corporation tax payers should remember that CCTV and Fire System expenditure etc may well be claimable through the capital allowances system. This means the full cost of the equipment and installation will effectively act as an allowable expense reducing the level of tax which you pay.




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By | 2017-10-05T17:08:22+01:00 August 18th, 2014|Uncategorized|2 Comments

About the Author:

Darren is the founder of First Facility Management who's core business activity includes:- Building Management, Fire, Security, Pest Control, Electrical, Health & Safety related services.


  1. ros healey 18/08/2014 at 7:06 pm

    Impressive stuff, Darren. I am confident a lot of companies will find this arrangement a satisfactory solution to their financial headaches.

  2. Darren Cook 22/08/2014 at 10:39 am

    Yes Ros client demands have and are growing all the time, we had to come up with a solution to these companies problems, in doing so it secures us more business.

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